NEWVault Insights AI: ask your vault anything, cited to the source.See how it works
FutureVault
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FOR INSURANCE

Every policy. Every client.
One secure vault.

Deliver policies, statements and claim documents securely to clients, agents and advisors, and turn every document into data you can act on.

Ironwood Mutual Insurance policyholder vault with policies, statements, beneficiaries and claims
VAULT INSIGHTS AIPolicy anniversary in 45 days; beneficiary is from 2016.Beneficiary designation.pdf
POLICY DELIVERYAudited9,860policy packages delivered this quarter
NEW POLICY · 3 OF 4ApplicationIllustration signedMedical evidencePayment authorization
Ezra Group Superior Integration Score badgeSOC 2 Type II examinedWealthTech100 2022, FinTech Global5-Star WealthTech Provider 2022–2025, Wealth Professional Canada
1M+CLIENT VAULTS50+ENTERPRISE PARTNERS$2.5T+PARTNER AUM
The challenge

Policyholders shouldn’t have to dig for the documents that protect them.

Documents trapped in carrier portalsPolicies, statements and riders sit in systems policyholders rarely visit.
Claims slowed by missing paperworkEvery missing form adds days to a claim and frustration to the relationship.
Onboarding still on paperAdvisor and policyholder onboarding relies on printed forms and wet signatures.
Line-of-business connectivity

Every policy.
One policyholder relationship.

Policyholders hold life, disability, critical illness and investment products, often through different systems and carriers. FutureVault brings every policy, statement and claim into one branded vault, so policyholders and advisors see the whole picture.

LifePolicies, illustrationsDisabilityCoverage, claimsCritical illnessPolicies, ridersGroup benefitsPlan bookletsSegregated fundsStatements, receiptsClaimsForms, decisionsKevin ChenONE POLICYHOLDER
The whole policyholder, at a glanceAdvisors see every policy, rider and claim a household holds.
Find the coverage gapsSpot renewals, lapses and missing coverage in time to act.
Claims without the paper chaseCollect claim documents securely, from any device.
Product tiers for every line of business
A vault for every way you distribute.
INDIVIDUAL POLICYHOLDERSPolicyholder vault
Policies, statements and tax receipts
Branded web and mobile access
Secure claim document upload
ADVISORS AND MGASAdvisor vault
Everything in Policyholder vault
A book-of-business view
Document requests and e-signature
Compliance and commission documents
GROUP PLAN SPONSORSGroup vault
Plan booklets and member communications
Bulk delivery to plan members
Sponsor and administrator access
Built for insurers

One platform, built around your policyholders.

IRONWOOD MUTUALINSURANCEironwoodmutual.futurevault.com
Lee Household VaultCLIENT VAULT
POLICIES4Policy admin
COVERAGE$2.1MPolicy admin
RENEWALS1 dueAgent
Policies 12 filesStatements 8 filesClaims 3 files
Home Insurance Policy 2026.pdfPolicies · CarrierOct 01
Life Policy Annual Statement.pdfStatements · CarrierSep 28
Claim Form (Signed).pdfClaims · ClientSep 10
One vault for every policyholderEvery document organized by household, in your brand, on web and mobile.
Which policyholders have a premium due or a policy anniversary this month?
54 policyholders. 19 have their annual statement ready to review in their vault.
Source 1Source 2
Ask the vault anythingVault Insights AI answers in plain language, cited to the source.
Illustrative example
88,900annual statements delivered this year
Delivered automaticallyStatements, tax documents and notices filed to the right vault.
Claim documents2 of 4
Claim form
Proof of loss
Medical report
Beneficiary ID
Requests that get doneChecklists replace email back-and-forth, with reminders built in.
KCKevin ChenPolicyholder
MCMei ChenBeneficiary
JPJordan Patel, CLUInsurance advisor
CTClaims teamClaim folder
The right access for everyoneFamily and outside advisors see exactly what the client allows.
Claims teamrequested proof of loss · 2 min ago
Kevin Chenuploaded claim form · 14 min ago
Jordan Patelshared policy illustration · 1 hr ago
Every action on the recordA complete, timestamped audit trail for every document.
AI insights engine

Ask every vault.
Connect every AI.

Vault Insights AI answers questions across your documents in plain language, cited to the source. FutureVault MCP connects Claude, ChatGPT, Copilot and your own agents to the same documents, governed by the same permissions and logged on the same audit trail.

VAULT INSIGHTS AIPERMISSION-AWARE
Which policyholders have no named beneficiary?Summarize Kevin Chen’s coverage across every policyWhich claims are waiting on documents?
Summarize Kevin Chen’s coverage across every policy.
Three policies: whole life of $2M (beneficiary Mei Chen), disability of $8,500 a month and critical illness of $250K. No long-term care coverage is on file.
Source 1Source 2Source 3
Ask anything about your documents…
Illustrative example
FUTUREVAULT MCP
ClaudeChatGPTCopilotYour agents
CLAUDE ASKED
Find coverage gaps across my book of business.
Signed inJordan Patel, CLU · SSO
Permission check passedAdvisor book · policyholder scope
Retrieved and cited326 policies, with sources
LoggedClaude activity on the audit trail
Illustrative example
Answers cited to the sourceEvery answer links to the documents it came from, so advisors can trust it and compliance can check it.
Permission-aware by designPeople and AI tools only ever see the documents their role allows.
Every query on the recordQuestions, answers and AI tool activity are logged on the audit trail.
FutureVault MCPFUTUREVAULT MCPWorks with Claude, ChatGPT, Gemini, Microsoft Copilot and your own AI agents.MExplore FutureVault MCP
SECURE AI
Private LLMsPermission-awareEvery AI action loggedSOC 2 Type II examined
How we secure AI
SECURITY, PERMISSIONS AND ACCESS

Every policy and claim.
Seen only by the right people.

Policyholders control their beneficiaries’ access, advisors see their book, claims teams see the claim, and compliance sees everything. Every access is logged.

IRONWOOD MUTUAL · ACCESS POLICYROLE-BASED ACCESS
ROLEPOLICIESCLAIMSSTATEMENTSBENEFICIARIESAUDIT LOG
Policyholder (own vault)ViewEditViewView—
Insurance advisorFullViewFullView—
MGAView—View——
Claims teamViewFull—View—
ComplianceViewViewViewViewFull
AdministratorFullFullFullFullFull
Complete, exportable audit trail
Multi-factor authentication
SSO with Microsoft Entra ID
SOC 2 Type II examined
Retention and legal holds
Data residency options
APIs and integrations

Connected to
your insurance systems.

Connect policy administration, CRM, claims and e-signature through 1,000+ documented API endpoints and secure feeds, so every policy document lands in the right policyholder vault.

Example request · FutureVault API
POST /v1/vaults/{vaultId}/documents
{
  "policyholder": "PH-90214",
  "policy": "WL-551208",
  "documentType": "Annual policy statement",
  "notify": "policyholder"
}
201 Created · filed to Policies · policyholder notified
1,000+API endpoints, documented
WebhooksReal-time events to your systems
SFTPBulk feeds from cores and custodians
MCPGoverned access for AI tools
Connects with
SalesforceMicrosoft DynamicsDocuSignAdobe SignMicrosoft Entra IDZapier
See all integrations
Built for your workflows

Where insurers start.

Policy and statement deliveryEvery policy in the client’s vault.See the use case Client onboardingCollect applications and signatures in one flow.See the use case Document intelligenceSpot coverage gaps from the documents you hold.See the use case Estate planningBring beneficiaries and advisors into one vault.See the use case
8.82EZRA GROUP INTEGRATION SCORE

The highest Ezra Group WealthTech Integration Score in Client File Sharing, rated Superior.

See the integration ecosystem
BOOK A DEMO

See FutureVault
for your insurance firm.

A 30-minute walkthrough tailored to your firm, with your questions answered by our team.

Policies, statements and claims documents in one vault
Advisor and policyholder onboarding without paper
Annual statements and tax receipts delivered in bulk

Book your demo

We’ll reply within one business day.

Encrypted in transit. We never share your details.Ezra Group Superior Integration Score badgeSOC 2 Type II examinedWealthTech100 2022, FinTech Global5-Star WealthTech Provider 2022–2025, Wealth Professional Canada
FAQ

Insurance questions, answered.

How do insurers use a digital vault?

To deliver policies, renewals, statements and claim documents securely to clients and agents, in one branded place clients can always find.

Can AI help identify coverage gaps?

FutureVault’s AI extracts data from the documents in a vault, helping teams surface insights such as renewals and coverage gaps.

Is policyholder data secure?

FutureVault is SOC 2 Type II examined, with encryption in transit and at rest.

Will our clients actually use it?

Client vaults carry your brand on web, iOS and Android, with notifications when new documents arrive and simple, secure requests. FutureVault powers more than 1 million client vaults across 50+ enterprise partners.

Is FutureVault secure enough for our compliance and InfoSec teams?

FutureVault is SOC 2 Type II examined, encrypts data in transit and at rest, supports multi-factor authentication and records every action on a complete audit trail.

How does FutureVault reduce operating costs?

By automating the document delivery, filing and collection that teams otherwise do by hand. Firms save 30% or more in back-office and administrative costs, and Aligned Capital Partners improved operational efficiency by 30%.

Other industries we serve
Wealth ManagementRIAsFINRA Broker-DealersCIRO Investment DealersBanksCredit UnionsFamily OfficesAsset & Fund Managers